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"Courier Mail "IT'S not what you earn -- it's how you spend it that counts. It sounds like common sense and it is, but how many of us put off budgeting simply because we can't stand the pain of penny pinching? But there are other ways. Most psychologists agree that for any behaviour to become a habit it needs to bring a reward, or at the very least not be downright unpleasant. So, there's no point cutting out everything enjoyable in order to save when you and your loved ones become thoroughly miserable as a result. It may work for a few days, but too soon you'll be back to your old over-spending ways, or worse, out buying something really expensive to cheer yourself up. It's time to embrace defensive spending. Take an intelligent look at your habits and how you shop. Most people imagine that the first rule of intelligent spending is to buy in bulk. But it's more basic than that -- it's to buy smart. Stop justifying crippling credit card purchases on the grounds you deserve it. As for bulk, that only works when you have a network in place to avoid wastage. Defensive spending is all about attitude. It's about weighing up the options, doing the maths and staying informed. Follow our Savings 101 and you'll be well on the way to a champagne lifestyle on a lemonade budget." ... 36. Cheap wine: Consider cleanskins. Cleanskins are wines without labels and many come from top wineries. The firm www.cleanskins.com offers free delivery in Brisbane and at $109 a dozen might be worth a punt. There's also a money-back guarantee. ... There's no doubt that being able to get a dozen premium wines worth $180 home delivered for $109 is a huge savings. If you don't think you need a whole case, why not get together with a friend or 3 and order a dozen to share with them? We invite all budget-concious wine lovers to join our mailing list. Not only will you get the chance to win a free case of cleanskins wine, you'll also get regular tips on wine tasting, food matching, recipes and more, to help you get the most out of your cleanskins.com investment!
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© 2008 Cleanskinsdotcom pty ltd WARNING: Under the Liquor Control Reform Act 1998 it is an offence
to supply alcohol to a person under the age of 18 years (Penalty $2,000)
and/or for a person under the age of 18 years to purchase or receive
liquor. (Penalty $500) |
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